SWITCH TO QMULATE
The one simple move that cuts fees, boosts savings, and gives your team the retirement they thought they already had.
Our Trusted Partners
Qmulate provides limited-scope ERISA 3(21) fiduciary advice. Independent providers handle plan custody, recordkeeping, and administration based on each plan's design and size.
Vanguard - Custody
For plans using Vanguard, plan assets are held separately from Qmulate through the plan's custodial arrangement.
Ascensus - Recordkeeping & TPA
Ascensus may provide recordkeeping and third-party administration services for plans using that service arrangement.
Ubiquity - Small Plan Services
Ubiquity Retirement + Savings may provide plan and recordkeeping services for certain smaller-business arrangements.
The providers used for a specific plan are identified in the plan documents and service agreements. Qmulate focuses on non-discretionary investment advice and participant education within its limited-scope 3(21) role.
Why Qmulate 401k?
Real advice. Real humans. Real retirement results.
Personalized Advice
We offer personalized investment advice to each participant helping to align their risk with their goals.
Fee Review
See Qmulate advisory fees alongside recordkeeping, administration, custody, fund, transaction, and other provider charges.
Fiduciary Support
Non-discretionary, limited-scope ERISA 3(21) advice.
Dedicated Support
Real humans, not chatbots. Your team gets a dedicated advisor.