Our Pricing

Lower fees to help maximize your savings.

The 401(k) industry is riddled with hidden, exorbitant and excessive fees. Our all-in plan costs are simple, transparent and far lower than the national average.1

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Lower cost for participants.
Better benefits for the plan.

Our plans were designed to encourage participation and make retirement possible for employees—giving employers a benefit they can leverage.

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Lower plan fees

Our all in plan costs are over 30% less than the national average.1

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Low-cost index funds

Our fund fees on avergae are 15x lower than the national average.2

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Personalized advice

We provide guidance and support for every participant via phone and email.

Clear, transparent pricing.

Always know what you'll pay and what you'll get for it.

0.75%

annual advisory fee based on account value.

$319/month

base fee 1

+

$6/month

per active participant 2

Get Started Let's Talk

1. Base pricing covers the first 15 participants.

2. Contact us to get an accurate quote, we have different pricing options for smaller plan sizes (under 15 participants).

Full-service 401(k)
3(16) and 3(38) fiduciary
Participant Planning Portal
Live customer support
Employee onboarding
Low-cost index funds
Employee & employer dashboards

Admin & Record keeping provided by Ascensus Trust.

FAQs

We earn a flat fee per year, charged quarterly. We do not accept commissions, kic-backs or 12b-1 trails from mutual funds (profit shares).

From opening an account to selecting an investment portfolio, we support employees and employers at every step via phone, virtual and email. We also offer a video library and a detailed knowledge center online for participants.

We are a Registered Investment Advisor and fiduciary, as such we place the plan sponsor and participants financial best interest over everything else, unlike brokers who earn commissions.

1. Qmulate blended rate index funds: 0.07% versus national average: 1.09%. Source: 401(k) Book of Averages, 19th Edition.
2. Qmulate all in expenses: 0.80% versus national average: 1.15%. Source: 401(k) Book of Averages, 19th Edition.